“The staff at Heartland Business Capital was always available, and when not, they returned calls quickly. It was easy to get answers and results when needed.”

Business Development Officer, National Bank based in California

Heartland Business Capital is a Small Business Administration (SBA) licensed company that provides 504 loans to businesses throughout the Kansas City metropolitan area. The 504 loan offers financing for owner-occupied real estate and heavy machinery and equipment.

At Heartland Business Capital, we pride ourselves on being the Kansas City-area experts on 504 financing. This is all we do—we do not provide any other products or services. This is our exclusive focus.

The 504 is an excellent loan product that helps businesses grow. We are proud to serve our clients with this top-quality loan product. To match the quality of our product, we provide quality service, making sure that every phone call and email is answered immediately. We also handle most of the paperwork and processing ourselves.

Heartland Business Capital has been operating in the Kansas City area since 1987. We provide this excellent product on both the Missouri and Kansas sides of the metro area.

Our Pledge

We pledge to:

Clearly communicate with both client and lender throughout the entire 504 application and closing process.

Provide you with prompt and professional service.

Do the paperwork for you. We feel that this is our job.

Share the benefit of our Priority designations from the SBA—giving you the most preferential and speediest processing possible.

Meet Our Team