About Us
We're Heartland Business Capital (HBC), your source for the best long-term real estate financing for small businesses in the Kansas City Metropolitan Area! We're a private, not-for-profit corporation established in 1987. Our goal is to stimulate private-sector investing in long-term fixed assets to increase productivity, create new jobs, and increase the local tax base. In 2000, HBC ranked first among all Small Business Administration (SBA) lenders in Kansas City for the highest dollar volume of SBA loans made in a single year. In total, HBC has partnered with banks to provide over $195 million in loans to small and medium-size business; creating over 1,700 jobs.

What we can provide your business is a full array of short and long-term loans for a variety of business needs. Whether you need $1,000 to purchase your first business computer system or $5,000,000 to construct a new manufacturing plant, we will meet your business financing needs. Our SBA product line includes the long-term fixed-rate 504 loan; the multi-purpose 7a guaranteed loan, and various SBA short-term credit programs.

A hallmark of our company is prompt and professional service, both before and after loan origination. We have solid working relationships with Kansas City's financial institutions and can provide preliminary loan approvals within 24 hours. Moreover, the SBA has designated HBC an accredited lender, which means we are one of a handful of certified development companies in the nation that process 504 loans on a "fast track". Our 504 applications not only receive the SBA's priority treatment, but our accredited lender status assures SBA's response within three business days of submitting the application.

Whether you are a long-time customer or first-time visitor, thank you for visiting our web site. Please call or email us if you have any questions, or suggestions for better serving you.


David C. Long
Executive Director

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